Heather M. Thacker Esq.

Chapter 11 Bankruptcy and Chapter 11 SubChapter V Bankruptcy Debtor representation in SubChapter V cases in various industries Representation of companies and individuals in obtaining confirmation of chapter 11 plan of reorganization and asset sales in a variety of industries including coal, trucking, pharmaceutical, nursing homes and assisted living, retail, manufacturing, food, service, and real estate Local counsel for creditor committee in chapter 11 case Representation of creditors in the filing of an involuntary petition Creditor representation in obtaining dismissal of chapter 11 case filed in bad faith as litigation tactic Preference defense Chapter 12 Bankruptcy Representation of family farmers in chapter 12 bankruptcy Chapter 7 and Chapter 13 Bankruptcy Individual debtor representation in Chapter 7 and Chapter 13 bankruptcy Representation of individuals and companies interested in purchasing assets being auctioned by Trustee Creditor representation regarding stay relief, plan objections, reaffirmation agreements, and proofs of claim Chapter 15 Bankruptcy Representation of party-in-interest in Chapter 15 bankruptcy proceeding Commercial Loan Restructures, Workouts and Wind-downs Restructured loans and other obligations for business owners and individuals Representation of clients in the winddown of their business out-of-court, including negotiating workouts with creditors and landlords, as well as obtaining personal guaranty releases Obtained settlement of various obligations for business owners and individuals Resolved merchant cash advance debts Litigation Defended clients in various litigation matters, including personal guaranty, foreclosure and breach of contract lawsuits Representation of financial institution in breach of contract lawsuits, including obtaining writs of possession and garnishments. Defense of student loan lawsuits, which resulted in complete dismissals or settlements for clients

• Junior Achievement of the Bluegrass, Inc., JA Miss Business, Panel Moderator, 2022-2025
• Junior Achievement of the Bluegrass, Inc., JA Finance Park, Volunteer 2024
• St. Elizabeth Ann Seton, Finance Council, 2020 – present
• St. Elizabeth Ann Seton, School Council, 2023 – present
• St. Elizabeth Ann Seton, Capital Campaign, 2025
• Girls on the Run, 5k Committee, 2021-2022
• Operation Secret Santa, Volunteer, 2022-2024
• Southeastern Cal Ripken Baseball, Vice President of Fundraising, 2022 – 2024
• Southeastern Cal Ripken Baseball, Treasurer, 2024 – present

• Kentucky, 2016
• Ohio, 2009
• U.S. District Court Eastern District of Kentucky, 2016
• U.S. District Court Western District of Kentucky, 2024