Karl J. Norgaard Esq.

Karl joined the Firm in 2004, and during his tenure has risen to member of the firm after publishing articles, providing his colleagues with numerous ICLE lectures. Mr. Norgaard’s areas of expertise include Creditor/Debtor's Rights, Bankruptcy, Guardianships, Foreclosure Law, Civil Litigation, Real Estate/Real Property and out of court workouts. He has extensive experience handling all aspects of debtor/creditor's rights, both in the New Jersey State and Federal Courts. In addition to prosecuting foreclosure cases for both private as well institutional lenders, he has also handled many contested foreclosures for Debtors, which often results in loan modifications and/or forbearance agreements and Deeds in Lieu of foreclosure. Mr. Norgaard effectively and efficiently resolves disputes between the parties with a commonsense approach of analyzing the client's legal exposure and rights while always seeking to find an amicable resolution as soon as possible in an effort to curtail needless litigation. Awards and Honors Super Lawyers® Selectees Karl J. Norgaard Esq. included in a Super Lawyers® list Honors Recognized as a Rising Star Recognized by (201) Magazine as a peer nomination Other Sources of Feedback About Karl J. Norgaard Esq. Included on the 2026New Jersey Super Lawyers list Past Lists 2025 New Jersey Super Lawyers list 2024 New Jersey Super Lawyers list 2023 New Jersey Super Lawyers list 2022 New Jersey Super Lawyers list 2021 New Jersey Super Lawyers list 2019 New Jersey Super Lawyers list 2018 New Jersey Super Lawyers list 2017 New Jersey Super Lawyers list 2016 New Jersey Super Lawyers list 2015 New Jersey Super Lawyers list 2014 New Jersey Super Lawyers list

• Partner

• Assignments for the Benefit of Creditors or Bankruptcy?, 2011
• Ethics and Social Media, 2012
• Reverse Mortgages: Creative Strategies, 2014
• The utilization of Reverse Mortgages in insolvency situations, 2015
• The use of state statutory and common law alternatives to federal bankruptcy proceedings, 2015

• New Jersey, 2004
• U.S. District Court District of New Jersey, 2004
• New York, 2004
• U.S. District Court Southern District of New York, 2005
• U.S. District Court Eastern District of New York, 2005

• New Jersey Bankruptcy Lawyers Foundation (Trustee)
• American Inns of Court (Barrister)
• Borough of Leonia (Councilman)
• New Jersey Bar Association
• Bergen County Bar Association
• New Jersey Bankruptcy Bar Association
• CLE and Bench/Bar Subcommittee of the Association of the Federal Bar of New Jersey.